If you plan a larger purchase, you usually need a larger sum of money that you do not have all at once, so you have to borrow in this situation. Especially if you already have a negative credit bureau entry, then it is problematic that you get a loan from a German bank approved.
This is called a loan without an exam, but how can you get a loan without an exam? Normally you will not get a loan without a check at a bank. But you can look online for a loan without an exam and there you will certainly find something.
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It is an advantage if you apply for payday loan directly to PaydayRelay because this way you can quickly get the money. However, these providers are also picky about lending. Because every financial institution would like to have some collateral in order to protect itself against a possible default risk. It is advantageous if you have a seizable property or can present a solvent guarantor, then you have good chances to get the loan.
What are the possibilities?
If you do not get credit at any German bank without an exam, then you can also turn to a foreign bank. Here you can avoid that a credit bureau query takes place. In particular, the Nevu banks are famous for the fact that you simply get money here. For this, the applicant simply sends an application to the Nevu Bank and then you can expect in about one week with an answer or you already have the money in the account. But even the Nevu banks want collateral, so it is important that you are in a permanent employment and has a regular income.
In any case, regardless of whether it is a loan that has been requested in Germany or abroad, it is always important to first compare the conditions sufficiently. Above all, this is necessary to avoid inconvenience and to protect oneself from dubious offers. It’s easy to make a comparison online simply by typing the name of the lender on the Internet on a search engine to see what others have gained for their experience. In this way, you can be sure that you make no wrong decision.